What is Financial Planning ?
Financial Planning begins with recognising your financial goals,
then developing a personalised written plan that helps you reach
them. We do this by, quite literally, drawing up a ‘map’ specific
to your goals and needs.
This ‘map’ is based on what you want out of life,
your attitudes and goals whether personal, professional or financial.
Your ‘map’ shows you how to get there. Naturally,
it is kept in the strictest of confidence.
Some of the areas that will be covered include:
Your
goals — a new house, children’s education,
travel, a secure retirement, etc.
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Your investments and assets — your
house, car, fixed interest, shares, etc.
-
Your income
and commitments — mortgages, cost of living, etc.
-
An
action plan and investment strategy — to achieve
your goals.
There are three basic money problems that a person will face
during the course of his or her life.
Firstly an accumulation problem. This is the problem most of
us actually have, how to accumulate money. The second problem
is an investment problem or what to do with money when you
have some. Lastly, how to create money and provide for the
availability
of money in the time of need or crisis.
Putting hard-earned dollars back to work is the cornerstone
of accumulating capital and building wealth. Choosing the optimum
mix of savings and investments from the many options is the secret
to achieving financial success.
This is one way in which a Money Concepts Financial Planning
Centre excels beyond the standards of an individual share broker,
insurance agent or bank representative who is captive to a limited
portfolio of company products. Your Money Concepts Financial Planning Consultant is able to
offer you the following services:
• Financial Planning Services |
• Wealth Creation |
• Investments |
• Insurance Services |
• Retirement Planning |
• Personal Risk Management |
• Income Protection |
• Comprehensive Business Risk Planning |
• Superannuation |
• Estate Planning |
• Mortgage Elimination |
• Savings and Accumulation Strategies |
• Cash or Money Management |
• Business Succession Planning |
• Asset Protection |
• Business Risk Management Assessment |
• Ongoing Investment Portfolio Management |
• Kiwi Saver Advice |
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