Financial
Planning
What difference does an independently owned financial planning company
make? Your Financial Planner can offer a myriad
of investment options from a wide variety of world
class investment managers. A Financial Planner is only
truly impartial if their firm does not offer any proprietary
products and the firm is not owned by a financial services
company that produces insurance or investment products.
This means that the recommendations made by your Financial
Planner will be without any undue influence that can
occur with planners, who are employed by a product
supplier, bank or financial institution.
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Of all the investment decisions you’ll ever make,
the most important one might be to put a professional Financial
Planner on your side.
A professional Financial Planner makes it their
business to learn who you are, where you are with your investment
programme and where you want to go.
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Retirement Planning.
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Business Risk Management and Succession planning.
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Enhancing
your after tax return opportunities.
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Funding
for your children’s education.
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Planning for
your financial needs in later years.
Investment planning and ongoing investment advice.
 Your professional Financial Planner
can help you create a long term investment plan that fits
both your objectives
and your budget requirements . . . right down to how much
you’ll likely need to invest per month to reach your
goals.
A professional Financial Planner
helps you reallocate your investment or savings portfolio
to meet changing needs. Your professional Financial
Planner will . . .
- learn your objectives, time horizon
and risk tolerance.
- offer fund recommendations tailored
to your individual needs.
- inform you whenever there’s
a change in the fund’s management style or objective,
via the “Managed Allocation Programme” service.
SUMMARY
Financial Planning is not
a product, but a process. During the overall process,
a client relationship is gradually built between
the client and the Financial Planning Consultant. These
relationships often carry on for many years and are
very meaningful to clients, in real terms, of meeting
their needs and goals. |
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