Managed Allocation Programme
 Managed allocation works by looking at the performance of your
total investment portfolio every quarter. Money Concepts receives
research advice from a range of selected research houses that
we use in Australasia, Europe and the United States of America.
We then evaluate the way your portfolio is spread over different
asset categories and compare that with the ideal formal asset
allocation for you. This asset allocation is based on research
we receive and your attitude to risk. The ideal allocation will
vary over time depending on economic conditions, both in New
Zealand and internationally. Asset allocation diversifies your
investments amongst the different investment categories (property,
shares, fixed interest and cash) and thereby reduces your overall
level of risk.
It is a widely held misconception that investors
must accept a high level of risk to achieve high levels of return.
Nobel prize winning economists, Harry Markowitz and William Sharpe,
have found that not all investment categories (or asset classes)
tread the same path. By combining investment categories with
different but complementary performance characteristics, investors
can lower risk and increase returns. Together Markowitz and Sharpe
produced the body of work known as Modern Portfolio Theory.
With on-going investment management
advice from Money Concepts "Managed Allocation
Programme" your money becomes a force in motion
taking advantage of economic trends. Your investments are
not static or locked in, but working, earning and growing.
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"This means Real Gain, Enhanced Returns
and Lower Risk."
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